Mortgages
First Time Buyers
We understand that buying your first home is both an exciting milestone and a significant life decision. As a first-time buyer, you may feel a mix of excitement and apprehension, and that’s perfectly normal. Navigating the mortgage process can be daunting, with numerous options, complex terms, and the pressure of making the right financial decisions.
Learn moreHome Mover Mortgages
At Rosa Mortgages, we understand that moving home can be both exciting and overwhelming. As experienced mortgage brokers, we’re here to simplify the process and help you find the right mortgage solution for your next move. Whether you’re relocating to accommodate a growing family, downsizing, or simply seeking a change, we provide expert guidance and support every step of the way.
Learn moreSelf Employed Mortgages
In the dynamic landscape of the UK economy, self-employment continues to play a pivotal role, offering individuals the flexibility and autonomy to pursue their professional passions. However, navigating the mortgage market as a self-employed individual can present unique challenges. At Rosa Mortgages, we recognise the intricacies involved and are dedicated to providing tailored solutions that meet the specific needs of self-employed clients.
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Remortgaging
Remortgaging is the process of switching your existing mortgage to a new deal, either with your current lender or with a different one. It’s a financial move that can offer significant benefits, such as lower interest rates, reduced monthly payments, and the ability to release equity from your home. Whether you’re looking to save money, finance home improvements, or consolidate debt, understanding the remortgaging process is crucial to making informed decisions.
Learn moreBuy To Let Mortgages
Investing in property can be a lucrative way to build wealth, and Buy to Let Mortgages are a key tool for those looking to enter the rental market. A Buy to Let Mortgage is specifically designed for individuals who want to purchase property as an investment to rent out to tenants. Unlike residential mortgages, these loans take into account the potential rental income as a part of the mortgage approval process.
Learn moreBridging Loans
At Rosa Mortgages, we understand that sometimes speed and flexibility are key when it comes to securing property finance. Bridging loans are a short-term finance solution designed to help you “bridge the gap” between buying a new property and selling an existing one — or to quickly secure funding for property purchases that fall outside the scope of traditional mortgages.
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Limited Company Director Mortgages
As a limited company director, applying for a mortgage can feel unnecessarily complicated. Even if your business is thriving, your income structure — salary, dividends, retained profits — may not fit the standard boxes lenders use to assess affordability.
Learn moreAdverse Credit Mortgages
At Rosa Mortgages, we understand that life doesn’t always go to plan. A missed payment, a dip in income, or a past financial issue shouldn’t define your future — especially when it comes to owning a home. If you have adverse credit and are worried about getting a mortgage, you’re not alone. Many people just like you have successfully secured mortgages with our help. We believe in second chances, clear advice, and mortgages built around real lives — not just credit scores.
Learn moreMortgages for Professionals
At Rosa Mortgages, we understand that as a busy professional, your time is limited and your financial situation may be more complex than most. Whether you’re a doctor, solicitor, teacher, or engineer, securing the right mortgage shouldn’t be another stress on your to-do list.
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